Oscar Coverage  ·  New York State of Mind Psychotherapy & Wellness

Oscar Therapy Coverage in New York
In-network care, without the runaround.

New York State of Mind is in-network with Oscar, which means most of our clients with an Oscar plan pay only their standard copay rather than the full session rate out of pocket. We bill Oscar directly, so there are no reimbursement forms for you to submit and no waiting to be paid back for something you already paid for.

Coverage details still vary by plan, so before your first session we'll verify your specific Oscar benefits with you directly: your copay, whether a deductible applies, and how many sessions your plan covers. You'll know the real numbers before you commit to anything.

How clinician matching works

We don't run your intake through an algorithm that assigns you to whoever has the next open slot. A licensed clinician personally reviews what you're looking for and matches you based on clinical judgment: your history, what you need, and which approach genuinely fits. If the fit isn't right once you've started, we say so and help you find someone who's a better match.

We also work with several other major carriers, and offer superbills for out-of-network reimbursement and a sliding fee scale for clients with financial need. See full insurance & fee details →